Business Loan

Working capital and expansion finance for MSMEs, traders and manufacturers.

Interest Rate12.00% p.a. onwards
Loan AmountUp to ₹50,00,000
Tenure12 – 84 months
Processing Fee1% – 2.5% of loan amount

About Business Loan

Grow your business without diluting equity. Our Business Loan is designed for proprietors, partnership firms and private limited companies who need working capital, want to buy machinery, expand a unit or bridge a receivables gap.

Both secured and unsecured options are available, and repayment can be structured around your seasonal cash-flow cycle.

Key Features & Benefits

Collateral-free options up to ₹25 lakh
Overdraft and term loan structures
Seasonal / step-up EMI options
Top-up facility on good repayment track
Dedicated relationship manager

Eligibility Criteria

Business vintage of minimum 2 years
Annual turnover of ₹20 lakh or more
GST registered entity preferred
Applicant age 23 – 65 years

Documents Required

GST registration certificate & returns
Last 2 years ITR with computation
Last 12 months bank statement
Business proof / Udyam certificate
KYC of all proprietors / partners / directors

Loan Details at a Glance

Rate of Interest12.00% p.a. onwards
Processing Fee1% – 2.5% of loan amount
Minimum Amount₹1,00,000
Maximum Amount₹50,00,000
Repayment Tenure12 – 84 months
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Business Loan
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EMI Calculator

Plan Your EMI Before You Apply

Move the sliders to see exactly what your monthly instalment, total interest and total payable amount will look like. These are indicative only — the final figures are shared in your sanction letter.

₹
₹50,000 ₹50,00,000
%
5% 24%
mo
6 Months 360 Months
Principal Interest
Your Monthly EMI
₹10,747
per month
Principal Amount ₹5,00,000
Total Interest ₹1,44,817
Total Payable ₹6,44,817
Apply For This Loan

* These figures are indicative only. Your actual EMI will be as per the lender's sanction letter.