About Loan Against Property
Loan Against Property (LAP) lets you borrow a large amount at a far lower rate than an unsecured loan, by pledging a property you already own. The property continues to remain in your possession and use.
Ideal for business expansion, funding a child's education abroad, or consolidating expensive debt into one affordable EMI.
Key Features & Benefits
Eligibility Criteria
Documents Required
Loan Details at a Glance
| Rate of Interest | 9.75% p.a. onwards |
|---|---|
| Processing Fee | 1% – 1.5% of loan amount |
| Minimum Amount | ₹5,00,000 |
| Maximum Amount | ₹2,00,00,000 |
| Repayment Tenure | 36 – 180 months |
Apply for Loan Against Property
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Plan Your EMI Before You Apply
Move the sliders to see exactly what your monthly instalment, total interest and total payable amount will look like. These are indicative only — the final figures are shared in your sanction letter.
* These figures are indicative only. Your actual EMI will be as per the lender's sanction letter.